Double totalPaymentAmount = Optional.ofNullable(wayfairMonthBill.getPaymentAmountDetailJson())

                .filter(StringUtils::isNotBlank).map(paymentAmountDetailJson -> JSON

                        .parseArray(paymentAmountDetailJson, WayfairMonthBillPaymentDetailCustom.class))

                .map(paymentAmountDetails -> paymentAmountDetails.stream()

                        .map(WayfairMonthBillPaymentDetailCustom::getPaymentAmounts).flatMap(Collection::stream).filter(Objects::nonNull)

                        .mapToDouble(paymentAmount -> paymentAmount).sum()).orElse(0.0);